I am the caregiver for my fiancee,’ who is on dialysis, and on the waiting list for a kidney and pancreas. We are getting married in about a month. My fiancee’ is currently doing in-center, but will be doing home HD in the near future. Right now, he is not able to work, due to being exhausted from the dialysis. However, he isn’t wild about the idea of applying for disability.
I guess my question is, what should I prepare myself for? I am especially concerned about the financial impact of his health issues. He currently has his own insurance, and when we get married, he will go on my insurance. He hasn’t applied for medicare yet. How does medicare work with our private insurance? I didn’t think I could deal with his health issues, but I have found out that I can deal with the health stuff. I’m not worried about that anymore. I am worried about going into a major financial hole.
Any advice you can give me, is appreciated.