There is a provision in the president’s budget that would extend Medicare secondary payer from 30 months to 60 months. Having read reports of how earlier extensions affected patients and spouses, I am concerned about the effects of this extension on patient’s health insurance and employment. Are you?
I know that Medicare’s reimbursement rate is around $450/week for PD if you get everything from the clinic and somewhat more if you get support services from the clinic and equipment and supplies from a supply company. Some insurance companies contract with clinics and discount their bills.
How much does your insurance have to pay vs. what you have to pay?
Do you worry about exhausting your lifetime maximum benefit due to the cost of kidney care?
Have you – or your spouse if your insurance is through a spouse – ever felt (or been told) that the cost of kidney care affected your (or your spouse’s) ability to keep a job, get a new job, advance in a job, etc.?